 In
the complex world of business finance, choosing the right
lender truly matters, as it directly affects your bottom
line. Inexperience, or even a lack of financial options
can cripple small and large companies alike.
Regardless
if you are a new entrepreneur, or a seasoned capitalist,
Centerpointe Capital has the financial resources to help
your company reach its zenith.
Here
are just a few of the most common business loan products
our brokerage provides to business owners just like you!
Just tell us what your financial needs are and we’ll take
it from there. To discuss your scenario with one of our
experienced Business Finance Consultants, call our Sales
Department at 760-568-4700.
“Stated
Income” Business Lines of Credit –
For most business owners, showing a healthy profit means
paying more taxes. However, trying to get a business loan
without proving your income can prove to be more difficult
than one might expect. This little “Catch-22” has haunted
business owners like you since the creation of the IRS.
Our
“Stated Income” Business Lines of Credit are our most preferred
product, by far. Lines of Credit $50,000 and below
may qualify for “Stated Income” programs. All Lines of Credit
over $50,000 require 2 year’s business and / or personal
tax returns to qualify. Rates and terms of these
products are incredibly appealing and cost effective.
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Equipment
Leasing – Whether your company
is in need of financing a new phone system, a medical
office or a fleet of bulldozers, Centerpointe Capital
provides you access to the most aggressive and diverse
equipment leasing programs available on the open wholesale
leasing market. You just might be pleasantly surprised
at what you can finance under this broad loan umbrella.
Keep your capital working for you with our 100% lease
financing. Email
or give us a call today to discuss how we can help you
with your next big purchase. |
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| SBA
Guaranteed Loans
– SBA Secured loan products such as the 7a, 504, Express
and Patriot Express are designed to assist the small
to mid-sized business owner when institutional financing
is unattainable, and you are trying to avoid the high
fees of private investors. SBA offers a rather diverse
and flexible line-up of great business loan products. |
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Merchant
Cash Advance (Cash Advance on your credit card terminal)
- This product is designed for business owners who have
at least 4 months of merchant service history, and batch
over $5,000 per month. After averaging your batch amounts,
we can normally retrieve you upwards of 130% of that
amount, within 7 days! Qualifying is a snap since there
is no income documentation and credit is a minimal factor
with this product! |
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Cash
Conversion of your Accounts Receivable (“Factoring”)
- This resource is fantastic for business owners who
need access to working capital, but find that your
money is tied up in someone’s Accounts Payable department
that commonly can takes over 90 days to pay you.
If
you have questions about how we can convert up to
85% of your Accounts Receivables into hard cash in
as little as 10 days, just call or email
us today. |
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| Bridge
Loans
– This is relatively short term financing used to make
immediate, time sensitive purchases, while more preferred,
long term financing is being secured. |
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